How Title Loans Work in Bakersfield

Since 1994 the residents of Bakersfield and Kern County have turned to Trading Financial Credit, LLC, for help with their financial problems. We have become Bakersfield most trusted title loan lender by providing our customers with the best customer service possible, quick approval times and same day funding. Getting our Bakersfield customer’s the quick cash they need is only part of the job. The other part is to make sure they well informed about our car title loans services.

A car title loan is a type of collateral loan. In order to receive an auto title loan the borrower hands over the title to their vehicle as collateral. Trading Financial Credit, LLC, is placed as lien holder and we handle all the DMV paperwork. To qualify for a title loan in Bakersfield all you need is to own a vehicle with a wholesale value of $4,000 and have a monthly income of $1,200. Bakersfield residents can be eligible to receive financing between $2,600 and $50,000. Our flexible payback terms start from 24 months and go to 36 months depending on the loan terms. Once you pay off your loan, your vehicle’s title is returned to you.

Getting the Money You Need is as Easy 1, 2, 3

So now that you know how car title loans work in Bakersfield, the following step in getting your money is to apply. Applying for one our Bakersfield title loans is free of charge and obligation. All you need to do is follow our three step process to get the quick funding you need.

  1. Apply

  2. The first step in getting a Bakersfield car title loan is to apply. We make our application process quick and easy. In order to make it more convenient for our Bakersfield customers, we offer them three different ways to apply.

    • Phone: Call us at (877) 798-1657 from Monday- Friday 8am-7pm (PST). We are available to answer any questions you may have.
    • Online: The application takes only seconds to complete, and it will be sent to a loan agent to begin processing your loan!
    • Live Chat: Connect and speak to representative immediately!
  3. Prepare Your Documents

  4. We Suggest having the documents prepared. Having these documents handy can speed up your loan process and finalization. This means that we can get you your funding even quicker!

    • Vehicle’s Title -$4,000 minimum wholesale value
    • Proof of Income (if you’re unemployed, this can include documentation of Social Security, unemployment benefits, pension, etc.)
    • Driver’s License or State Issued ID
    • Proof of Full Coverage Insurance on the Vehicle
    • Proof of Residency
    • A total of 6 references—1 of which can be a family member
  5. Collect Your Money!

  6. Once we have your documents and finalize your loan the last step is to pick up your title loan funding at your nearest location. After you receive your money you then have payment terms from 24 to 36 months. You get to keep and drive your vehicle while you pay off your loan. There are no hidden fees and have there are no prepayment penalties so you can pay back your title loan whenever you want!

    • Get a Payment Term between 24-36 Months
    • Keep Driving your Car while You make Payments
    • Use the Funds on Anything You Want!
    • Pay your Title Loan Early without any Pre-payment Penalties or hidden fees!

Get Fiancial Relief Now

If you live in Bakersfield or the surrounding area and are looking for a solution to financial problems Trading Financial Credit, LLC, is here to help. Apply online or call our toll free number (877) 798-1657 to find out how much you qualify for!

How Car Title Loans Work in Bakersfield
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